Settle by LedgerPe — Stablecoin On-Ramp & Off-Ramp for India

Settle by LedgerPe is a stablecoin on-ramp and off-ramp aggregator for individuals and businesses in India. It converts INR to USDC and stablecoins back to INR through FIU-approved providers, routed directly to your wallet or bank account without an exchange in between.

Settle routes every conversion through compliant, regulated partners and pays out straight to your linked Indian bank account. With direct wallet connection, wholesale pricing, and a flat all-in cost, it is built for businesses, traders, fintechs, and high-volume users who need predictable, repeatable settlement instead of P2P risk and exchange delays.

How Settle works

• Complete KYC and link your Indian bank account.
• Connect a self-custody wallet such as MetaMask or Phantom.
• Choose your asset and network, then convert INR to USDC or USDC to INR.
• Receive USDC in your wallet, or INR directly in your bank account.

Who it is for

Crypto-native businesses, freelancers and contractors paid in stablecoins, OTC desks, and individuals with recurring on-ramp or off-ramp needs across India. Pricing and settlement times are shown transparently before every conversion, so you always know the final INR amount you will receive.

Why choose Settle

Retail on-ramp and off-ramp infrastructure often costs 2.0% to 2.5% per transaction. Settle's all-in cost is a flat 0.5%, which makes a material difference for anyone moving stablecoin volume regularly. Because conversions route through FIU-approved providers and pay out over regulated banking rails, you avoid the account-freeze risk, unknown counterparties, and shared liability that come with P2P trades.

Settle supports major stablecoins such as USDC and USDT across networks including Ethereum, Solana, BNB Chain, Polygon, Arbitrum, Base, Optimism, and Avalanche, with hundreds of supported wallets. Whether you are buying digital dollars with INR or settling stablecoins back to your Indian bank account, the flow is fast, transparent, and built for repeatable, high-volume use.

Frequently asked questions

What is Settle by LedgerPe?

Settle by LedgerPe is a stablecoin on-ramp and off-ramp aggregator for individuals and businesses in India. It converts INR to USDC and stablecoins back to INR through FIU-approved providers, routed directly to your wallet or bank account without an exchange in between.

Is Settle an exchange?

No. Settle is not an exchange. It is an on-ramp and off-ramp aggregator that routes each conversion through FIU-approved providers straight to your self-custody wallet or bank account, so you never hold a balance on an exchange.

Do I need an exchange account to use Settle?

No. Settle connects directly to your own wallet and your Indian bank account, so you can convert between INR and stablecoins without opening or funding an exchange account.

What does FIU-approved mean here?

FIU-approved means the provider is registered with India's Financial Intelligence Unit (FIU-IND) and operates under the country's AML and KYC rules. Settle routes only through these registered providers, which keeps your on-ramp and off-ramp compliant and your payout traceable.

Is Settle for individuals or businesses?

Both. Settle serves individuals converting stablecoins to INR and businesses settling at volume, with the same compliant routing, self-custody, and flat pricing for each.

Does Settle support India-only flows?

Yes. Settle is built for the Indian market — INR to stablecoins and stablecoins back to INR — with payouts to Indian bank accounts through FIU-approved providers.

How much does Settle charge?

Settle uses flat, all-in pricing of around 0.5%, shown in full before you confirm each conversion. That compares with the 2.0%–2.5% typical of retail on/off-ramp routes, with no hidden spreads.

Is Settle safe and compliant in India?

Yes. Settle routes every conversion through FIU-approved providers and pays out over regulated banking rails such as UPI and IMPS, which avoids the account-freeze risk and unknown counterparties of informal P2P trades.

Why use a direct off-ramp instead of P2P?

A direct off-ramp sources INR from FIU-approved providers, so the money reaching your bank has a documented, compliant origin. P2P trades rely on an unknown counterparty whose funds may be flagged, which is the most common cause of frozen bank accounts in India.

Which stablecoins and networks does Settle support?

Settle supports major stablecoins including USDC and USDT across networks such as Ethereum, Solana, BNB Chain, Polygon, Arbitrum, Base, Optimism, and Avalanche, with hundreds of supported wallets.